{"id":1002836,"date":"2021-03-22T10:00:41","date_gmt":"2021-03-22T00:00:41","guid":{"rendered":"https:\/\/www.soledu.net\/tw\/?p=1002836"},"modified":"2024-05-07T16:51:07","modified_gmt":"2024-05-07T06:51:07","slug":"superannuation_insurance","status":"publish","type":"post","link":"https:\/\/www.soledu.net\/tw\/superannuation_insurance\/","title":{"rendered":"\u6fb3\u6d32\u9000\u4f11\u91d1\u53ef\u5305\u542b\u7684\u4fdd\u96aa\u7a2e\u985e"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div class=\"vc_row wpb_row vc_row-fluid dt-default\" style=\"margin-top: 0px;margin-bottom: 0px\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"auto\">\u4e0d\u7ba1\u662f\u6253\u5de5\u5ea6\u5047\u6216\u7559\u5b78\u751f\u5728\u6253\u5de5\u7684\u6642\u5019\uff0c\u90fd\u6703\u9047\u5230\u8981\u7533\u8acb<\/span><span data-contrast=\"auto\">\u00a0Superannuation,\u00a0<\/span><span data-contrast=\"auto\">\u4f46\u662f<\/span><span data-contrast=\"auto\">\u00a0Superannuation\u00a0\u5230\u5e95\u6709\u5305\u542b\u54ea\u4e9b\u4fdd\u96aa\u5462?\u00a0\u4eca\u5929\u601d\u5b89\u8981\u4f86\u5e36\u5927\u5bb6\u8a8d\u8b58\u6fb3\u6d32\u9000\u4f11\u91d1\u6709\u54ea\u4e9b\u4fdd\u96aa\u7a2e\u985e<\/span><span data-contrast=\"auto\">\uff01<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u6fb3\u6d32\u9000\u4f11\u91d1\u5305\u542b\u7684\u4fdd\u96aa\u662f\u7528\u4f86\u4fdd\u969c\u7533\u8acb\u8005\uff0c\u5b83\u7684\u4fdd\u96aa\u8cbb\u7528\u662f\u5f9e\u7533\u8acb\u8005\u7684\u9000\u4f11\u91d1<\/span><span data-contrast=\"auto\">\u88e1<\/span><span data-contrast=\"auto\">\u9762\u6263\u6389\uff0c<\/span><span data-contrast=\"auto\">\u800c<\/span><span data-contrast=\"auto\">\u4e0d\u662f\u4ed6\u5011\u7684\u5be6\u9818\u5de5\u8cc7<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">\u3002\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"auto\">?<\/span><span data-contrast=\"auto\">\u00a0<\/span><b><span data-contrast=\"auto\">\u653f\u7b56<\/span><\/b><b><span data-contrast=\"auto\">\u6700\u65b0<\/span><\/b><b><span data-contrast=\"auto\">\u66f4<\/span><\/b><b><span data-contrast=\"auto\">\u52d5<\/span><\/b><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">\u00a0?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u5f9e2020\u5e744\u67081\u65e5\u8d77\uff0c\u5982\u7533\u8acb\u8005\u7b26\u5408\u4ee5\u4e0b\u4efb\u4f55\u4e00\u500b\u689d\u4ef6\uff0c\u9000\u4f11\u91d1\u5c07\u4e0d\u70ba\u65b0\u6210\u54e1\u81ea\u52d5\u7533\u8acb\u4fdd\u96aa<\/span><span data-contrast=\"auto\">\u3002<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u689d\u4ef6\u5305\u62ec\uff1a<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\u65b0\u6210\u54e1\u662f\u4e8c\u5341\u4e94\u6b72\u6216\u4ee5\u4e0b<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\u65b0\u6210\u54e1\u7684\u9000\u4f11\u91d1\u5e33\u865f\u662f\u4f4e\u65bc6<\/span><span data-contrast=\"auto\">000\u00a0<\/span><span data-contrast=\"auto\">\u6fb3\u5e63<\/span><span data-contrast=\"auto\">\u00a0(\u73fe\u5b58\u7684\u6210\u54e1\u5982\u5e33\u865f\u4e5f\u4f4e\u65bc6000\u6fb3\u5e63\uff0c\u8a72\u4fdd\u96aa\u4e5f\u6703\u88ab\u53d6\u6d88\uff09\uff0c<\/span><span data-contrast=\"auto\">\u8a73<\/span><span data-contrast=\"auto\">\u60c5\u8acb\u770b<a href=\"https:\/\/www.bt.com.au\/personal\/superannuation\/learn\/changes-to-super\/putting-members-interests-first.html#:~:text=Login-,Changes%20to%20insurance%20within%20super%20for%20low%20balance,for%20new%20members%20under%2025&amp;text=From%201%20April%202020%2C%20super,member%20is%20less%20than%20%246%2C000.\">\u6b64\u9023\u7d50<\/a><span class=\"TextRun BCX0 SCXW27821129\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun CommentStart SpellingErrorV2 BCX0 DefaultHighlightTransition SCXW27821129\">\u3002<\/span><\/span><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"auto\">\u6fb3\u6d32\u9000\u4f11\u57fa\u91d1\u901a\u5e38\u5305\u62ec3\u00a0<\/span><span data-contrast=\"auto\">\u7a2e\u985e\u578b\u7684\u4fdd\u96aa<\/span><span data-contrast=\"auto\">\uff1a<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<ol>\n<li><span data-contrast=\"auto\">\u6536\u5165\u4fdd\u969c\u4fdd\u96aa<\/span><span data-contrast=\"auto\">(Income Protection Insurance)\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">\u5168\u9762\u6216\u6c38\u4e45\u6027\u6b98\u75be\u4fdd\u96aa\uff08Total<\/span><span data-contrast=\"auto\">and Permanent\u00a0<\/span><span data-contrast=\"auto\">Disability\uff08TPD<\/span><span data-contrast=\"auto\">) Insurance\uff09\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">\u4eba\u58fd\u4fdd\u96aa<\/span><span data-contrast=\"auto\">(Life Insurance)\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<\/ol>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_separator wpb_content_element vc_separator_align_left vc_sep_width_100 vc_sep_border_width_5 vc_sep_pos_align_left wpb_content_element vc_separator-has-text\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span style=\"border-color:#ffcd05;\" class=\"vc_sep_line\"><\/span><\/span><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-size-md vc_icon_element-style- vc_icon_element-background-color-grey\" ><span class=\"vc_icon_element-icon fab fa-yoast\" style=\"color:#ffcd05 !important\"><\/span><\/div><\/div><h4>\u6536\u5165\u4fdd\u969c\u4fdd\u96aa (Income Protection Insurance) <\/h4><span class=\"vc_sep_holder vc_sep_holder_r\"><span style=\"border-color:#ffcd05;\" class=\"vc_sep_line\"><\/span><\/span>\n<\/div>\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"auto\">\u6536\u5165\u4fdd\u969c\u4fdd\u96aa\u662f\u7528\u4f86\u4fdd\u969c\u5982\u56e0\u66ab\u6642\u6027\u6b98\u75be\u6216\u75be\u75c5\u800c\u7121\u6cd5\u5de5\u4f5c\u7684\u53d7\u76ca\u4eba<\/span><span data-contrast=\"auto\">\uff0c<\/span><span data-contrast=\"auto\">\u5247\u8a72\u4fdd\u96aa\u53ef\u5728\u6307\u5b9a\u671f\u9593\u70ba\u4ed6\u5011\u5e36\u4f86\u6536\u5165\u4f86\u6e90\u3002<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u901a\u5e38\u662f\u6309\u6708\u652f\u4ed8\u7684\uff0c\u5728\u5927\u591a\u60c5\u6cc1\u4e0b<\/span><span data-contrast=\"auto\">,\u00a0<\/span><span data-contrast=\"auto\">\u6703\u652f\u4ed8\u505c\u6b62\u5de5\u4f5c\u524d\u7684\u767e\u5206\u4e4b\u4e03\u5341\u4e94<\/span><span data-contrast=\"auto\">\u3002\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u6536\u5165\u4fdd\u969c\u4fdd\u96aa\u7684\u8ce0\u511f\u662f\u53d6\u6c7a\u65bc\u4fdd\u55ae\uff0c\u9019\u500b\u4fdd\u96aa\u6703\u5728\u898f\u5b9a\u7684\u671f\u9593\u652f\u4ed8\u53d7\u76ca\u4eba<\/span><span data-contrast=\"auto\">,\u00a0<\/span><span data-contrast=\"auto\">\u901a\u5e38\u662f<\/span><span data-contrast=\"auto\">\u00a02 \u5e74\uff0c5 \u5e74\u6216\u76f4\u523060 \u6216 65 \u6b72 \u6216 70 \u6b72 \u3002\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u5982\u679c\u65e5\u5f8c\u56de\u5230\u5de5\u4f5c\u5d17\u4f4d\u4f46\u88ab\u6e1b\u5c11\u4e86\u8077\u52d9\u548c\u5831\u916c\u7b49<\/span><span data-contrast=\"auto\">\uff0c<\/span><span data-contrast=\"auto\">\u4fdd\u96aa\u6709\u53ef\u80fd\u6703\u7e7c\u7e8c\u4ed8\u90e8\u4efd\u7684\u6b98\u75be\u8ce0\u511f\u00a0\u3002<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_separator wpb_content_element vc_separator_align_left vc_sep_width_100 vc_sep_border_width_5 vc_sep_pos_align_left wpb_content_element vc_separator-has-text\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span style=\"border-color:#ffcd05;\" class=\"vc_sep_line\"><\/span><\/span><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-size-md vc_icon_element-style- vc_icon_element-background-color-grey\" ><span class=\"vc_icon_element-icon fab fa-yoast\" style=\"color:#ffcd05 !important\"><\/span><\/div><\/div><h4>\u5168\u9762\u6216\u6c38\u4e45\u6027\u6b98\u75be\u4fdd\u96aa\uff08TPD) <\/h4><span class=\"vc_sep_holder vc_sep_holder_r\"><span style=\"border-color:#ffcd05;\" class=\"vc_sep_line\"><\/span><\/span>\n<\/div>\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"auto\">\u5982\u679c\u53d7\u76ca\u4eba\u56e0\u6c38\u4e45\u6b98\u75be\u6216\u75be\u75c5\u800c\u7121\u6cd5\u5de5\u4f5c<\/span><span data-contrast=\"auto\">\uff0c<\/span><span data-contrast=\"auto\">\u5247\u8a72\u4fdd\u96aa\u6703\u63d0\u4f9b\u4e00\u6b21\u6027\u8ce0\u511f\u3002<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u5982\u60f3\u8981\u6210\u529f\u7372\u5f97TPD\u7684\u8ce0\u511f\uff0c\u662f\u9700\u8981\u5f97\u5230\u5169\u540d\u6cd5\u5f8b\u8a8d\u8b49\u7684\u91ab\u751f\u4f86\u8b49\u660e\u4f60\u7121\u6cd5\u518d\u6b21\u5de5\u4f5c\u3002\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u6ce8\u610f\uff01\u7576\u4f60\u5728\u9818\u53d6\u4f60\u7684TPD<\/span><span data-contrast=\"auto\">\u00a0\u798f\u5229\uff0c\u4e0d\u8ad6\u662f\u4e00\u6b21\u6027\u6216\u5b9a\u671f\u6536\u5165\uff0c<\/span><span data-contrast=\"auto\">TPD<\/span><span data-contrast=\"auto\">\u53ef\u80fd\u6703\u5e36\u4f86\u7a05\u6536\u7684\u5f71\u97ff\uff0c\u4e26\u4e14\u53ef\u80fd\u6703\u5f71\u97ff\u4f60\u672a\u4f86\u7684\u793e\u6703\u4fdd\u969c\u798f\u5229\uff0c\u56e0\u6b64\u5728\u505a\u51fa\u6c7a\u5b9a\u4e4b\u524d\u5efa\u8b70\u5148\u54a8\u8a62\u7368\u7acb\u7684\u8ca1\u52d9\u9867\u554f\u3002<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_separator wpb_content_element vc_separator_align_left vc_sep_width_100 vc_sep_border_width_5 vc_sep_pos_align_left wpb_content_element vc_separator-has-text\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span style=\"border-color:#ffcd05;\" class=\"vc_sep_line\"><\/span><\/span><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-size-md vc_icon_element-style- vc_icon_element-background-color-grey\" ><span class=\"vc_icon_element-icon fab fa-yoast\" style=\"color:#ffcd05 !important\"><\/span><\/div><\/div><h4>\u4eba\u58fd\u4fdd\u96aa (Life Insurance) <\/h4><span class=\"vc_sep_holder vc_sep_holder_r\"><span style=\"border-color:#ffcd05;\" class=\"vc_sep_line\"><\/span><\/span>\n<\/div>\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"TextRun SCXW212278722 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW212278722 BCX0\">\u5982<\/span><\/span><span class=\"TextRun SCXW212278722 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW212278722 BCX0\">\u679c\u4fdd\u96aa\u53d7\u76ca\u4eba\u53bb\u4e16\u6216\u60a3\u4e86\u7d55<\/span><\/span><span class=\"TextRun SCXW212278722 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW212278722 BCX0\">\u75c7<\/span><\/span><span class=\"TextRun SCXW212278722 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW212278722 BCX0\">\uff0c\u4eba\u58fd\u4fdd\u96aa\u6703\u5411\u4ed6\u5011\u7684\u9000\u4f11\u91d1\u5e33\u6236\u63d0\u4f9b\u4e00\u6b21\u6027\u4ed8\u6b3e\u3002\u76ee\u7684\u662f\u7528\u4f86\u5e6b\u52a9\u53d7\u76ca\u4eba\u7684\u89aa\u4eba\uff0c\u4f8b\u5982\u62b5\u62bc\u6216\u5176\u4ed6\u50b5\u52d9\uff0c\u4ee5\u53ca\u4ed6\u7684\u5bb6\u4eba\u672a\u4f86\u7684\u652f\u51fa\u3002<\/span><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span data-contrast=\"none\">\u5982\u9084\u9700\u66f4\u591a\u8cc7\u8a0a\u8acb\u53c3\u8003<\/span><span data-contrast=\"none\">?\u00a0<\/span><a href=\"https:\/\/www.superguide.com.au\/comparing-super-funds\/insurance-and-super\"><span data-contrast=\"none\">https:\/\/www.superguide.com.au\/comparing-super-funds\/insurance-and-super<\/span><\/a><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">\u5e0c\u671b\u9019\u7bc7\u6587\u7ae0\u53ef\u4ee5\u8b93\u5927\u5bb6\u66f4\u4e86\u89e3\u6fb3\u6d32\u9000\u4f11\u91d1\u6709\u54ea\u4e9b\u4fdd\u96aa\u7a2e\u985e\uff0c\u8b93\u5927\u5bb6\u5728\u751f\u6d3b\u4e2d\u9078\u5230\u66f4\u9069\u5408\u4f60\u5011\u7684\u4fdd\u96aa\uff01<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><span class=\"TextRun SCXW145083413 BCX0\" lang=\"ZH-TW\" xml:lang=\"ZH-TW\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW145083413 BCX0\">\u6700\u5f8c<\/span><\/span><span class=\"TextRun SCXW145083413 BCX0\" lang=\"ZH-TW\" xml:lang=\"ZH-TW\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW145083413 BCX0\">\u601d\u5b89\u5e0c\u671b\u5404\u4f4d\u90fd\u80fd\u5feb\u6a02\u51fa\u9580\u3001\u5e73\u5b89\u56de\u5bb6\uff01<\/span><\/span><span class=\"EOP SCXW145083413 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">\u00a0<\/span><\/span><\/p>\n<p><span data-contrast=\"none\">\u5b78\u751f\u7c3d\u8b49\u6216\u6fb3\u6d32\u7559\u5b78\u8207\u79fb\u6c11<\/span><span data-contrast=\"none\">\u7684\u554f\u984c\u6b61\u8fce\u52a0\u5165\u601d\u5b89\u5b98\u65b9<\/span><span data-contrast=\"none\">\u00a0Line\u00a0<\/span><span data-contrast=\"none\">\u4f86\u9032\u884c\u514d\u8cbb\u8aee\u8a62\u54e6<\/span><span data-contrast=\"none\">\uff01<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"none\"><span style=\"color: #ff0000;\">\u8d95\u7dca\u52a0\u5165\u601d\u5b89\u5b98\u65b9\u00a0Line\u00a0\u4f86\u514d\u8cbb\u8aee\u8a62\u5427\uff01<\/span><\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-1001545 lazyload\" data-src=\"https:\/\/www.soledu.net\/tw\/app\/uploads\/2020\/07\/line-ID_v1-01-250x300.png\" alt=\"\" width=\"124\" height=\"148\" data-srcset=\"https:\/\/www.soledu.net\/tw\/app\/uploads\/2020\/07\/line-ID_v1-01-250x300.png 250w, https:\/\/www.soledu.net\/tw\/app\/uploads\/2020\/07\/line-ID_v1-01-768x921.png 768w, https:\/\/www.soledu.net\/tw\/app\/uploads\/2020\/07\/line-ID_v1-01-854x1024.png 854w\" data-sizes=\"(max-width: 124px) 100vw, 124px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 124px; --smush-placeholder-aspect-ratio: 124\/148;\" \/><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 20px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_left vc_sep_width_100 vc_sep_border_width_5 vc_sep_pos_align_left wpb_content_element vc_separator-has-text\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span style=\"border-color:#ffcd05;\" class=\"vc_sep_line\"><\/span><\/span><div class=\"vc_icon_element vc_icon_element-outer vc_do_icon vc_icon_element-align-left\"><div class=\"vc_icon_element-inner vc_icon_element-color-custom vc_icon_element-size-md vc_icon_element-style- vc_icon_element-background-color-grey\" ><span class=\"vc_icon_element-icon fas fa-link\" style=\"color:#ffcd05 !important\"><\/span><\/div><\/div><h4>\u76f8\u95dc\u9023\u7d50<\/h4><span class=\"vc_sep_holder vc_sep_holder_r\"><span style=\"border-color:#ffcd05;\" class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"150\" height=\"150\" data-src=\"https:\/\/www.soledu.net\/tw\/app\/uploads\/2020\/11\/zac-harris-Z93-484N41o-unsplash-150x150.jpg\" class=\"vc_single_image-img attachment-thumbnail lazyload\" alt=\"\" title=\"zac-harris-Z93-484N41o-unsplash\"  data-dt-location=\"https:\/\/www.soledu.net\/tw\/buying-car-australia\/zac-harris-z93-484n41o-unsplash\/\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element \" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><a href=\"https:\/\/www.soledu.net\/tw\/buying-car-australia\/\" target=\"_blank\" rel=\"noopener\">\u6fb3\u6d32\u8cb7\u8eca\u6307\u5357<\/a><\/p>\n<p><span data-contrast=\"none\">\u4f86\u5230\u6fb3\u6d32\u7684\u670b\u53cb\u5011\u662f\u5426\u6709\u8003\u616e\u8cfc\u5165\u4e00\u53f0<\/span><span data-contrast=\"none\">\u4e8c\u624b\u8eca<\/span><span data-contrast=\"none\">\u4ee3\u6b65\u5462<\/span><span data-contrast=\"none\">\uff1f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><span data-contrast=\"none\">\u7db2\u7ad9\u4e0a<\/span><span data-contrast=\"none\">\u9019\u9ebc\u591a\u9078\u64c7\u53ef\u662f\u53c8\u4e0d\u77e5\u9053\u8a72\u5982\u4f55\u6311\u9078<\/span><span data-contrast=\"none\">\uff1f<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">\u601d\u5b89<\/span><span data-contrast=\"none\">\u5e6b\u5927\u5bb6<\/span><span data-contrast=\"none\">\u6574\u7406\u4e86\u4e00\u4e9b\u8cfc<\/span><span data-contrast=\"none\">\u8cb7<\/span><span data-contrast=\"none\">\u4e8c\u624b\u8eca<\/span><span data-contrast=\"none\">\u524d<\/span><span data-contrast=\"none\">\u5fc5\u9808\u6aa2\u67e5\u7684<\/span><span data-contrast=\"none\">\u6ce8\u610f<\/span><span data-contrast=\"none\">\u4e8b\u9805&#8230;\u00a0<\/span><a href=\"https:\/\/www.soledu.net\/tw\/buying-car-australia\/\" target=\"_blank\" rel=\"noopener\">\u8a73\u770b\u5168\u6587<\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_empty_space\"   style=\"height: 40px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img decoding=\"async\" width=\"1024\" height=\"381\" data-src=\"https:\/\/www.soledu.net\/tw\/app\/uploads\/2020\/12\/\u7f51\u7ad9\u56fe-\u5361\u901a\u987e\u95ee-1-1024x381.jpg\" class=\"vc_single_image-img attachment-large lazyload\" alt=\"\" title=\"\u7f51\u7ad9\u56fe \u5361\u901a\u987e\u95ee\" data-srcset=\"https:\/\/www.soledu.net\/tw\/app\/uploads\/2020\/12\/\u7f51\u7ad9\u56fe-\u5361\u901a\u987e\u95ee-1-1024x381.jpg 1024w, https:\/\/www.soledu.net\/tw\/app\/uploads\/2020\/12\/\u7f51\u7ad9\u56fe-\u5361\u901a\u987e\u95ee-1-300x112.jpg 300w, https:\/\/www.soledu.net\/tw\/app\/uploads\/2020\/12\/\u7f51\u7ad9\u56fe-\u5361\u901a\u987e\u95ee-1-768x286.jpg 768w, https:\/\/www.soledu.net\/tw\/app\/uploads\/2020\/12\/\u7f51\u7ad9\u56fe-\u5361\u901a\u987e\u95ee-1.jpg 2048w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\"  data-dt-location=\"https:\/\/www.soledu.net\/tw\/buying-car-australia\/%e7%bd%91%e7%ab%99%e5%9b%be-%e5%8d%a1%e9%80%9a%e9%a1%be%e9%97%ae-2\/\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/381;\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_btn3-container vc_btn3-inline\" ><a class=\"vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-rounded vc_btn3-style-modern vc_btn3-color-success\" href=\"https:\/\/line.me\/R\/ti\/p\/%40rzi6291l\" title=\"\">\u7acb\u523b\u52a0\u5165\u6211\u7684Line<\/a><\/div><script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_173' style='display:none'><form method='post' enctype='multipart\/form-data'  id='gform_173'  action='\/tw\/wp-json\/wp\/v2\/posts\/1002836' data-formid='173' novalidate> \r\n <input type='hidden' class='gforms-pum' value='{\"closepopup\":false,\"closedelay\":0,\"openpopup\":false,\"openpopup_id\":0}' \/>\n                        <div class='gform-body gform_body'><ul id='gform_fields_173' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_173_16\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_173_16'>Company<\/label><div class='ginput_container'><input name='input_16' id='input_173_16' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_173_16'>This field is for validation purposes and should be left unchanged.<\/div><\/li><li id=\"field_173_1\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gf_left_half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_173_1'>\u4f60\u7684\u59d3\u540d<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_173_1' type='text' value='' class='medium'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_173_7\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full gf_right_half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_173_7'>\u4f60\u7684\u570b\u7c4d<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_7' id='input_173_7' type='text' value='' class='medium'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_173_2\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gf_left_half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_173_2'>\u4f60\u7684\u4fe1\u7bb1<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_2' id='input_173_2' type='email' value='' class='medium'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_173_11\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full gf_right_half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >\u4f60\u76ee\u524d\u662f\u5426\u5728\u6fb3\u6d32\u5883\u5167\uff1f<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_173_11'>\n\t\t\t<li class='gchoice gchoice_173_11_0'>\n\t\t\t\t<input name='input_11' type='radio' value='\u662f'  id='choice_173_11_0'    \/>\n\t\t\t\t<label for='choice_173_11_0' id='label_173_11_0' class='gform-field-label gform-field-label--type-inline'>\u662f<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_173_11_1'>\n\t\t\t\t<input name='input_11' type='radio' value='\u5426'  id='choice_173_11_1'    \/>\n\t\t\t\t<label for='choice_173_11_1' id='label_173_11_1' class='gform-field-label gform-field-label--type-inline'>\u5426<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_173_15\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_173_15'>\u4f60\u76ee\u524d\u6301\u6709\u7684\u7c3d\u8b49\u70ba\u4f55<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_15' id='input_173_15' class='medium gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='\u6253\u5de5\u5ea6\u5047\u7c3d\u8b49 (417)' >\u6253\u5de5\u5ea6\u5047\u7c3d\u8b49 (417)<\/option><option value='\u7562\u696d\u5de5\u4f5c\u7c3d\u8b49 (485)' >\u7562\u696d\u5de5\u4f5c\u7c3d\u8b49 (485)<\/option><option value='\u75ab\u60c5\u7c3d\u8b49 (408)' >\u75ab\u60c5\u7c3d\u8b49 (408)<\/option><option value='\u5176\u4ed6\u7c3d\u8b49\u985e\u5225' >\u5176\u4ed6\u7c3d\u8b49\u985e\u5225<\/option><\/select><\/div><\/li><li id=\"field_173_13\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_173_13'>\u60a8\u7684\u5e74\u7d00\u70ba\u4f55\uff1f<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_13' id='input_173_13' class='medium gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='18 \u6b72\u4ee5\u4e0b' >18 \u6b72\u4ee5\u4e0b<\/option><option value='18 - 30 \u6b72' selected='selected'>18 - 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rel=\"canonical\" href=\"https:\/\/www.soledu.net\/tw\/superannuation_insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"SOL\u601d\u5b89\u6fb3\u6d32\u7559\u5b78\u79fb\u6c11 - SOL\u601d\u5b89\u6fb3\u6d32\u7559\u5b78\u79fb\u6c11\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"\u6fb3\u6d32\u9000\u4f11\u91d1\u53ef\u5305\u542b\u7684\u4fdd\u96aa\u7a2e\u985e - SOL\u601d\u5b89\u6fb3\u6d32\u7559\u5b78\u79fb\u6c11\" \/>\n\t\t<meta property=\"og:description\" content=\"\u4e0d\u7ba1\u662f\u6253\u5de5\u5ea6\u5047\u6216\u7559\u5b78\u751f\u5728\u6253\u5de5\u7684\u6642\u5019\uff0c\u90fd\u6703\u9047\u5230\u8981\u7533\u8acb Superannuation, \u4f46\u662f Superannuation \u5230\u5e95\u6709\u5305\u542b\u54ea\u4e9b\u4fdd\u96aa\u5462? \u4eca\u5929\u601d\u5b89\u8981\u4f86\u5e36\u5927\u5bb6\u8a8d\u8b58\u6fb3\u6d32\u9000\u4f11\u91d1\u6709\u54ea\u4e9b\u4fdd\u96aa\u7a2e\u985e\uff01 \u6fb3\u6d32\u9000\u4f11\u91d1\u5305\u542b\u7684\u4fdd\u96aa\u662f\u7528\u4f86\u4fdd\u969c\u7533\u8acb\u8005\uff0c\u5b83\u7684\u4fdd\u96aa\u8cbb\u7528\u662f\u5f9e\u7533\u8acb\u8005\u7684\u9000\u4f11\u91d1\u88e1\u9762\u6263\u6389\uff0c\u800c\u4e0d\u662f\u4ed6\u5011\u7684\u5be6\u9818\u5de5\u8cc7 \u3002 ? \u653f\u7b56\u6700\u65b0\u66f4\u52d5 ? \u5f9e2020\u5e744\u67081\u65e5\u8d77\uff0c\u5982\u7533\u8acb\u8005\u7b26\u5408\u4ee5\u4e0b\u4efb\u4f55\u4e00\u500b\u689d\u4ef6\uff0c\u9000\u4f11\u91d1\u5c07\u4e0d\u70ba\u65b0\u6210\u54e1\u81ea\u52d5\u7533\u8acb\u4fdd\u96aa\u3002 \u689d\u4ef6\u5305\u62ec\uff1a \u65b0\u6210\u54e1\u662f\u4e8c\u5341\u4e94\u6b72\u6216\u4ee5\u4e0b \u65b0\u6210\u54e1\u7684\u9000\u4f11\u91d1\u5e33\u865f\u662f\u4f4e\u65bc6000 \u6fb3\u5e63 (\u73fe\u5b58\u7684\u6210\u54e1\u5982\u5e33\u865f\u4e5f\u4f4e\u65bc6000\u6fb3\u5e63\uff0c\u8a72\u4fdd\u96aa\u4e5f\u6703\u88ab\u53d6\u6d88\uff09\uff0c\u8a73\u60c5\u8acb\u770b\u6b64\u9023\u7d50\u3002 \u6fb3\u6d32\u9000\u4f11\u57fa\u91d1\u901a\u5e38\u5305\u62ec3 \u7a2e\u985e\u578b\u7684\u4fdd\u96aa\uff1a \u6536\u5165\u4fdd\u969c\u4fdd\u96aa(Income Protection Insurance) \u5168\u9762\u6216\u6c38\u4e45\u6027\u6b98\u75be\u4fdd\u96aa\uff08Totaland Permanent Disability\uff08TPD) Insurance\uff09 \u4eba\u58fd\u4fdd\u96aa(Life Insurance) \u6536\u5165\u4fdd\u969c\u4fdd\u96aa (Income Protection Insurance) \u6536\u5165\u4fdd\u969c\u4fdd\u96aa\u662f\u7528\u4f86\u4fdd\u969c\u5982\u56e0\u66ab\u6642\u6027\u6b98\u75be\u6216\u75be\u75c5\u800c\u7121\u6cd5\u5de5\u4f5c\u7684\u53d7\u76ca\u4eba\uff0c\u5247\u8a72\u4fdd\u96aa\u53ef\u5728\u6307\u5b9a\u671f\u9593\u70ba\u4ed6\u5011\u5e36\u4f86\u6536\u5165\u4f86\u6e90\u3002 \u901a\u5e38\u662f\u6309\u6708\u652f\u4ed8\u7684\uff0c\u5728\u5927\u591a\u60c5\u6cc1\u4e0b, \u6703\u652f\u4ed8\u505c\u6b62\u5de5\u4f5c\u524d\u7684\u767e\u5206\u4e4b\u4e03\u5341\u4e94\u3002 \u6536\u5165\u4fdd\u969c\u4fdd\u96aa\u7684\u8ce0\u511f\u662f\u53d6\u6c7a\u65bc\u4fdd\u55ae\uff0c\u9019\u500b\u4fdd\u96aa\u6703\u5728\u898f\u5b9a\u7684\u671f\u9593\u652f\u4ed8\u53d7\u76ca\u4eba, \u901a\u5e38\u662f 2 \u5e74\uff0c5 \u5e74\u6216\u76f4\u523060 \u6216 65 \u6b72 \u6216 70 \u6b72 \u3002 \u5982\u679c\u65e5\u5f8c\u56de\u5230\u5de5\u4f5c\u5d17\u4f4d\u4f46\u88ab\u6e1b\u5c11\u4e86\u8077\u52d9\u548c\u5831\u916c\u7b49\uff0c\u4fdd\u96aa\u6709\u53ef\u80fd\u6703\u7e7c\u7e8c\u4ed8\u90e8\u4efd\u7684\u6b98\u75be\u8ce0\u511f \u3002 \u5168\u9762\u6216\u6c38\u4e45\u6027\u6b98\u75be\u4fdd\u96aa\uff08TPD) \u5982\u679c\u53d7\u76ca\u4eba\u56e0\u6c38\u4e45\u6b98\u75be\u6216\u75be\u75c5\u800c\u7121\u6cd5\u5de5\u4f5c\uff0c\u5247\u8a72\u4fdd\u96aa\u6703\u63d0\u4f9b\u4e00\u6b21\u6027\u8ce0\u511f\u3002 \u5982\u60f3\u8981\u6210\u529f\u7372\u5f97TPD\u7684\u8ce0\u511f\uff0c\u662f\u9700\u8981\u5f97\u5230\u5169\u540d\u6cd5\u5f8b\u8a8d\u8b49\u7684\u91ab\u751f\u4f86\u8b49\u660e\u4f60\u7121\u6cd5\u518d\u6b21\u5de5\u4f5c\u3002 \u6ce8\u610f\uff01\u7576\u4f60\u5728\u9818\u53d6\u4f60\u7684TPD \u798f\u5229\uff0c\u4e0d\u8ad6\u662f\u4e00\u6b21\u6027\u6216\u5b9a\u671f\u6536\u5165\uff0cTPD\u53ef\u80fd\u6703\u5e36\u4f86\u7a05\u6536\u7684\u5f71\u97ff\uff0c\u4e26\u4e14\u53ef\u80fd\u6703\u5f71\u97ff\u4f60\u672a\u4f86\u7684\u793e\u6703\u4fdd\u969c\u798f\u5229\uff0c\u56e0\u6b64\u5728\u505a\u51fa\u6c7a\u5b9a\u4e4b\u524d\u5efa\u8b70\u5148\u54a8\u8a62\u7368\u7acb\u7684\u8ca1\u52d9\u9867\u554f\u3002 \u4eba\u58fd\u4fdd\u96aa (Life Insurance) \u5982\u679c\u4fdd\u96aa\u53d7\u76ca\u4eba\u53bb\u4e16\u6216\u60a3\u4e86\u7d55\u75c7\uff0c\u4eba\u58fd\u4fdd\u96aa\u6703\u5411\u4ed6\u5011\u7684\u9000\u4f11\u91d1\u5e33\u6236\u63d0\u4f9b\u4e00\u6b21\u6027\u4ed8\u6b3e\u3002\u76ee\u7684\u662f\u7528\u4f86\u5e6b\u52a9\u53d7\u76ca\u4eba\u7684\u89aa\u4eba\uff0c\u4f8b\u5982\u62b5\u62bc\u6216\u5176\u4ed6\u50b5\u52d9\uff0c\u4ee5\u53ca\u4ed6\u7684\u5bb6\u4eba\u672a\u4f86\u7684\u652f\u51fa\u3002 \u5982\u9084\u9700\u66f4\u591a\u8cc7\u8a0a\u8acb\u53c3\u8003? https:\/\/www.superguide.com.au\/comparing-super-funds\/insurance-and-super \u5e0c\u671b\u9019\u7bc7\u6587\u7ae0\u53ef\u4ee5\u8b93\u5927\u5bb6\u66f4\u4e86\u89e3\u6fb3\u6d32\u9000\u4f11\u91d1\u6709\u54ea\u4e9b\u4fdd\u96aa\u7a2e\u985e\uff0c\u8b93\u5927\u5bb6\u5728\u751f\u6d3b\u4e2d\u9078\u5230\u66f4\u9069\u5408\u4f60\u5011\u7684\u4fdd\u96aa\uff01 \u6700\u5f8c\u601d\u5b89\u5e0c\u671b\u5404\u4f4d\u90fd\u80fd\u5feb\u6a02\u51fa\u9580\u3001\u5e73\u5b89\u56de\u5bb6\uff01 \u5b78\u751f\u7c3d\u8b49\u6216\u6fb3\u6d32\u7559\u5b78\u8207\u79fb\u6c11\u7684\u554f\u984c\u6b61\u8fce\u52a0\u5165\u601d\u5b89\u5b98\u65b9 Line \u4f86\u9032\u884c\u514d\u8cbb\u8aee\u8a62\u54e6\uff01 \u8d95\u7dca\u52a0\u5165\u601d\u5b89\u5b98\u65b9 Line \u4f86\u514d\u8cbb\u8aee\u8a62\u5427\uff01 \u76f8\u95dc\u9023\u7d50 \u6fb3\u6d32\u8cb7\u8eca\u6307\u5357 \u4f86\u5230\u6fb3\u6d32\u7684\u670b\u53cb\u5011\u662f\u5426\u6709\u8003\u616e\u8cfc\u5165\u4e00\u53f0\u4e8c\u624b\u8eca\u4ee3\u6b65\u5462\uff1f \u7db2\u7ad9\u4e0a\u9019\u9ebc\u591a\u9078\u64c7\u53ef\u662f\u53c8\u4e0d\u77e5\u9053\u8a72\u5982\u4f55\u6311\u9078\uff1f \u601d\u5b89\u5e6b\u5927\u5bb6\u6574\u7406\u4e86\u4e00\u4e9b\u8cfc\u8cb7\u4e8c\u624b\u8eca\u524d\u5fc5\u9808\u6aa2\u67e5\u7684\u6ce8\u610f\u4e8b\u9805\u2026 \u8a73\u770b\u5168\u6587 \u7acb\u523b\u52a0\u5165\u6211\u7684Line Company This field\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.soledu.net\/tw\/superannuation_insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-03-22T00:00:41+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2024-05-07T06:51:07+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SOLEdu.Chinese\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u6fb3\u6d32\u9000\u4f11\u91d1\u53ef\u5305\u542b\u7684\u4fdd\u96aa\u7a2e\u985e - SOL\u601d\u5b89\u6fb3\u6d32\u7559\u5b78\u79fb\u6c11\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u4e0d\u7ba1\u662f\u6253\u5de5\u5ea6\u5047\u6216\u7559\u5b78\u751f\u5728\u6253\u5de5\u7684\u6642\u5019\uff0c\u90fd\u6703\u9047\u5230\u8981\u7533\u8acb Superannuation, \u4f46\u662f Superannuation \u5230\u5e95\u6709\u5305\u542b\u54ea\u4e9b\u4fdd\u96aa\u5462? \u4eca\u5929\u601d\u5b89\u8981\u4f86\u5e36\u5927\u5bb6\u8a8d\u8b58\u6fb3\u6d32\u9000\u4f11\u91d1\u6709\u54ea\u4e9b\u4fdd\u96aa\u7a2e\u985e\uff01 \u6fb3\u6d32\u9000\u4f11\u91d1\u5305\u542b\u7684\u4fdd\u96aa\u662f\u7528\u4f86\u4fdd\u969c\u7533\u8acb\u8005\uff0c\u5b83\u7684\u4fdd\u96aa\u8cbb\u7528\u662f\u5f9e\u7533\u8acb\u8005\u7684\u9000\u4f11\u91d1\u88e1\u9762\u6263\u6389\uff0c\u800c\u4e0d\u662f\u4ed6\u5011\u7684\u5be6\u9818\u5de5\u8cc7 \u3002 ? \u653f\u7b56\u6700\u65b0\u66f4\u52d5 ? \u5f9e2020\u5e744\u67081\u65e5\u8d77\uff0c\u5982\u7533\u8acb\u8005\u7b26\u5408\u4ee5\u4e0b\u4efb\u4f55\u4e00\u500b\u689d\u4ef6\uff0c\u9000\u4f11\u91d1\u5c07\u4e0d\u70ba\u65b0\u6210\u54e1\u81ea\u52d5\u7533\u8acb\u4fdd\u96aa\u3002 \u689d\u4ef6\u5305\u62ec\uff1a \u65b0\u6210\u54e1\u662f\u4e8c\u5341\u4e94\u6b72\u6216\u4ee5\u4e0b \u65b0\u6210\u54e1\u7684\u9000\u4f11\u91d1\u5e33\u865f\u662f\u4f4e\u65bc6000 \u6fb3\u5e63 (\u73fe\u5b58\u7684\u6210\u54e1\u5982\u5e33\u865f\u4e5f\u4f4e\u65bc6000\u6fb3\u5e63\uff0c\u8a72\u4fdd\u96aa\u4e5f\u6703\u88ab\u53d6\u6d88\uff09\uff0c\u8a73\u60c5\u8acb\u770b\u6b64\u9023\u7d50\u3002 \u6fb3\u6d32\u9000\u4f11\u57fa\u91d1\u901a\u5e38\u5305\u62ec3 \u7a2e\u985e\u578b\u7684\u4fdd\u96aa\uff1a \u6536\u5165\u4fdd\u969c\u4fdd\u96aa(Income Protection Insurance) \u5168\u9762\u6216\u6c38\u4e45\u6027\u6b98\u75be\u4fdd\u96aa\uff08Totaland Permanent Disability\uff08TPD) Insurance\uff09 \u4eba\u58fd\u4fdd\u96aa(Life Insurance) \u6536\u5165\u4fdd\u969c\u4fdd\u96aa (Income Protection Insurance) \u6536\u5165\u4fdd\u969c\u4fdd\u96aa\u662f\u7528\u4f86\u4fdd\u969c\u5982\u56e0\u66ab\u6642\u6027\u6b98\u75be\u6216\u75be\u75c5\u800c\u7121\u6cd5\u5de5\u4f5c\u7684\u53d7\u76ca\u4eba\uff0c\u5247\u8a72\u4fdd\u96aa\u53ef\u5728\u6307\u5b9a\u671f\u9593\u70ba\u4ed6\u5011\u5e36\u4f86\u6536\u5165\u4f86\u6e90\u3002 \u901a\u5e38\u662f\u6309\u6708\u652f\u4ed8\u7684\uff0c\u5728\u5927\u591a\u60c5\u6cc1\u4e0b, \u6703\u652f\u4ed8\u505c\u6b62\u5de5\u4f5c\u524d\u7684\u767e\u5206\u4e4b\u4e03\u5341\u4e94\u3002 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\u5982\u60f3\u8981\u6210\u529f\u7372\u5f97TPD\u7684\u8ce0\u511f\uff0c\u662f\u9700\u8981\u5f97\u5230\u5169\u540d\u6cd5\u5f8b\u8a8d\u8b49\u7684\u91ab\u751f\u4f86\u8b49\u660e\u4f60\u7121\u6cd5\u518d\u6b21\u5de5\u4f5c\u3002 \u6ce8\u610f\uff01\u7576\u4f60\u5728\u9818\u53d6\u4f60\u7684TPD \u798f\u5229\uff0c\u4e0d\u8ad6\u662f\u4e00\u6b21\u6027\u6216\u5b9a\u671f\u6536\u5165\uff0cTPD\u53ef\u80fd\u6703\u5e36\u4f86\u7a05\u6536\u7684\u5f71\u97ff\uff0c\u4e26\u4e14\u53ef\u80fd\u6703\u5f71\u97ff\u4f60\u672a\u4f86\u7684\u793e\u6703\u4fdd\u969c\u798f\u5229\uff0c\u56e0\u6b64\u5728\u505a\u51fa\u6c7a\u5b9a\u4e4b\u524d\u5efa\u8b70\u5148\u54a8\u8a62\u7368\u7acb\u7684\u8ca1\u52d9\u9867\u554f\u3002 \u4eba\u58fd\u4fdd\u96aa (Life Insurance) 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Protection Insurance) \u6536\u5165\u4fdd\u969c\u4fdd\u96aa\u662f\u7528\u4f86\u4fdd\u969c\u5982\u56e0\u66ab\u6642\u6027\u6b98\u75be\u6216\u75be\u75c5\u800c\u7121\u6cd5\u5de5\u4f5c\u7684\u53d7\u76ca\u4eba\uff0c\u5247\u8a72\u4fdd\u96aa\u53ef\u5728\u6307\u5b9a\u671f\u9593\u70ba\u4ed6\u5011\u5e36\u4f86\u6536\u5165\u4f86\u6e90\u3002 \u901a\u5e38\u662f\u6309\u6708\u652f\u4ed8\u7684\uff0c\u5728\u5927\u591a\u60c5\u6cc1\u4e0b, \u6703\u652f\u4ed8\u505c\u6b62\u5de5\u4f5c\u524d\u7684\u767e\u5206\u4e4b\u4e03\u5341\u4e94\u3002 \u6536\u5165\u4fdd\u969c\u4fdd\u96aa\u7684\u8ce0\u511f\u662f\u53d6\u6c7a\u65bc\u4fdd\u55ae\uff0c\u9019\u500b\u4fdd\u96aa\u6703\u5728\u898f\u5b9a\u7684\u671f\u9593\u652f\u4ed8\u53d7\u76ca\u4eba, \u901a\u5e38\u662f 2 \u5e74\uff0c5 \u5e74\u6216\u76f4\u523060 \u6216 65 \u6b72 \u6216 70 \u6b72 \u3002 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\u5982\u679c\u4fdd\u96aa\u53d7\u76ca\u4eba\u53bb\u4e16\u6216\u60a3\u4e86\u7d55\u75c7\uff0c\u4eba\u58fd\u4fdd\u96aa\u6703\u5411\u4ed6\u5011\u7684\u9000\u4f11\u91d1\u5e33\u6236\u63d0\u4f9b\u4e00\u6b21\u6027\u4ed8\u6b3e\u3002\u76ee\u7684\u662f\u7528\u4f86\u5e6b\u52a9\u53d7\u76ca\u4eba\u7684\u89aa\u4eba\uff0c\u4f8b\u5982\u62b5\u62bc\u6216\u5176\u4ed6\u50b5\u52d9\uff0c\u4ee5\u53ca\u4ed6\u7684\u5bb6\u4eba\u672a\u4f86\u7684\u652f\u51fa\u3002 \u5982\u9084\u9700\u66f4\u591a\u8cc7\u8a0a\u8acb\u53c3\u8003? https:\/\/www.superguide.com.au\/comparing-super-funds\/insurance-and-super \u5e0c\u671b\u9019\u7bc7\u6587\u7ae0\u53ef\u4ee5\u8b93\u5927\u5bb6\u66f4\u4e86\u89e3\u6fb3\u6d32\u9000\u4f11\u91d1\u6709\u54ea\u4e9b\u4fdd\u96aa\u7a2e\u985e\uff0c\u8b93\u5927\u5bb6\u5728\u751f\u6d3b\u4e2d\u9078\u5230\u66f4\u9069\u5408\u4f60\u5011\u7684\u4fdd\u96aa\uff01 \u6700\u5f8c\u601d\u5b89\u5e0c\u671b\u5404\u4f4d\u90fd\u80fd\u5feb\u6a02\u51fa\u9580\u3001\u5e73\u5b89\u56de\u5bb6\uff01 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